Wednesday, October 5, 2011

Top Ten signs that the e-mail you just got is a scam

Here are the top ten ways to tell if an e-mail you received is a scam:

10.  The E-mail is to "undisclosed recipients" or a list of many but it has supposed private information only for you.  (I receive e-mails all the time where the sender tries to sound like they know me personally but the e-mail is sent to undisclosed recipients.  This is called phishing.  They send out an e-mail to hundreds or ever thousands and hope to get even one response so they can steal money from that one unsuspecting victim.)

9.  It says it is from a company that you do business with and they want you to follow a link to sign in or verify your account.  (Never follow a link in an e-mail that isn't a response from an e-mail that you sent to a company.  Instead go to their website and login from there or go to their contacts and find someone to e-mail about the unsolicited e-mail that you received.)

8.  IF IT SOUNDS TOO GOOD TO BE TRUE, It is a 99.99 percent chance that it is a scam.

7. It is from a company that you don't do business with and they are telling you there is a problem with your account.  (Don't follow the link they give you.  This will put spyware on your computer and they can steal your identity.  Contact this company by their published phone number or go to their website to confirm that no one has set up an account in your name.)

6.  It claims to be from a legitimate business but the grammar, spelling and punctuation are very rough.  (There are people in other countries that make their living by phishing for gullible Americans they can steal from.  English isn't their first language so the translation is a little off.)

5.  Someone wants to give you thousands of dollars for helping a Nigerian Prince, a widow in England, a business owners wife in Hong Kong or some similar ridiculous story.

4.  IF IT SOUNDS TOO GOOD TO BE TRUE, It is a 99.999 percent chance that it is a scam.

3. A banker in some foreign country wants to give you some dead guys money because you have the same sir-name but the e-mail was sent to "undisclosed recipients".  (See number 10 above.)

2.   IF IT SOUNDS TOO GOOD TO BE TRUE, It is a scam.

And the number 1 sign that the e-mail you just got is a scam -

1.  They offer you a job that requires no experience and very little time but will pay you in the six figure range and the job title is something like "Local Business and Finance Manager. (They only want your bank account number so they can steal your money.  There have been countless small business owners, church secretaries and senior citizens to name a few that have been taken for millions by these types of scams.


JUST REMEMBER:


IF IT SOUNDS TOO GOOD TO BE TRUE, It is a scam. 

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